[mythtv-users] Alternatives to Supporting schedulesdirect.org

Braindead Braindead at diablops.com
Wed Aug 8 16:30:03 UTC 2007

On Wed, 8 Aug 2007 09:11:47 -0700
David Brodbeck <gull at gull.us> wrote:

> On Aug 8, 2007, at 7:59 AM, Brett Kosinski wrote:
> > Meanwhile, I'd just as soon never have a CC with a $15K limit.
> > Who wants a 15K loan at ~18% (or more) interest?
> This is getting OT, but I'll tell you why you might want a card with  
> a $15K limit: Your credit score.
> A big part of your credit score is the ratio between your available  
> credit and the amount of credit you're using.  The theory is if you  
> max out your cards, that shows irresponsibility; but if you use only  
> a small portion of the credit available to you, that shows you're a  
> responsible borrower.

A lot depends on your income.  CC debt is unsecured, and any credit you have on a CC that you haven't used is a risk that you could go out and use it.  If you have more potential unsecured debt than your income justifies it will negatively effect your rating.

More information about the mythtv-users mailing list